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Bad Credit or No Credit is Not a Disqualifier

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										The troubled 
and talented Amanda BynesThe former teen star has become more known for 
her bizarre behavior.LOS ANGELES  Even though it seems former actress and 
child star Amanda Bynes is unraveling before our eyes, experts say the 
now 27-year-old "retired" entertainer doesn't yet qualify for any form of 
parental or court-ordered conservatorship.The star has been spotted wandering 
strangely around New York City, shaving half her head, tweeting obscene 
things about her affection for musician Drake, posting videos of herself 
mumbling in front of the mirror, and on Tuesday, even tweeting pics 
of herself in a bra.Bynes' behavior reportedly has the children in her 
apartment building scared, too.PHOTOS: More Bynes Twitpics.And while some 
of her actions are reminiscent of a 2007 Britney Spears, whose very 
public meltdown culminated in her shaving her own head and later led 
to -- and still requires -- a legal conservatorship, one court expert 
tells us there is nothing like that in the works for Bynes."There 
are two main standards that courts look at as far as conservatorships. 
The first is the person a danger to themselves -- Spears was 
and demonstrated that often -- and the second is whether the person 
a danger to society. Britney Spears was, and to her two children 
as well," legal consultant and alternative sentencing expert Wendy Feldman 
told FOX411's Pop Tarts column. "Amanda seems to have a serious mental 
illness, b
necessary to determine eligibility, it's hard to see how the forms could 
be any shorter," said Robert Laszewski, a former insurance executive turned 
industry consultant.Activist Ron Pollack, executive director of Families 
USA, is an administration ally who had openly criticized the first draft 
of the forms, worrying that consumers would get discouraged just trying 
to fill them out. He called the changes "very positive.""There has got 
to be a balance to between getting adequate (financial) information to make 
sure everybody gets the help they're entitled to under the law, while 
at the same time trying to keep the process consumer-friendly," said Pollack.Although 
the new forms are shorter, the administration wasn't able to get rid 
of all the complexity. Individuals will have to gather tax returns, pay 
stubs and other financial records before filling out the application.Administration 
officials expect most consumers to apply online through the new insurance 
marketplaces in each state. A single application process will serve to route 
consumers to either private plans or the Medicaid program. Identification, 
citizenship and immigration status, as well as income details, are supposed 
to be verified in close to real time through a federal "data 
hub" that will involve pinging Social Security, Homeland Security and the 
Internal Revenue Service.Currently, applying for health insurance individually 
entails filling out a lengthy questionnaire about y

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