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necessary to determine eligibility, it's hard to see how the forms could 
be any shorter," said Robert Laszewski, a former insurance executive turned 
industry consultant.Activist Ron Pollack, executive director of Families 
USA, is an administration ally who had openly criticized the first draft 
of the forms, worrying that consumers would get discouraged just trying 
to fill them out. He called the changes "very positive.""There has got 
to be a balance to between getting adequate (financial) information to make 
sure everybody gets the help they're entitled to under the law, while 
at the same time trying to keep the process consumer-friendly," said Pollack.Although 
the new forms are shorter, the administration wasn't able to get rid 
of all the complexity. Individuals will have to gather tax returns, pay 
stubs and other financial records before filling out the application.Administration 
officials expect most consumers to apply online through the new insurance 
marketplaces in each state. A single application process will serve to route 
consumers to either private plans or the Medicaid program. Identification, 
citizenship and immigration status, as well as income details, are supposed 
to be verified in close to real time through a federal "data 
hub" that will involve pinging Social Security, Homeland Security and the 
Internal Revenue Service.Currently, applying for health insurance individually 
entails filling out a lengthy questionnaire about y
an 3 maintains the franchises lighthearted humor 
and banter, there is a much more ominous, darker tone at play 
here. Topical villain The Mandarin (Ben Kingsley) is the head of a 
terrorist cell who are detonating bombs across America. By taking over the 
TV airwaves, The Mandarin spreads fear across the nation, bringing the country 
to its knees. When Starks former bodyguard and friend, Happy (Jon Favreau) 
is injured during a bombing and his girlfriend Pepper (Gwyneth Paltrow) 
is abducted, things get personal for Iron Man and he goes on 
the hunt to find a terrorist who hides behind a television camera.Iron 
Man 3 is a breeze, not wasting a moment during its two-hour 
runtime. This certainly isnt writer-director Shane Blacks first rodeo, and 
he pulls out all the stops. The spitfire dialogue is often hilarious, 
in great part due to Downeys impeccable delivery. The action set pieces 
are as spectacular as one would expect in an Iron Man film, 
especially the climactic battle on an oil rig where a plethora of 
Iron Men duke it out. But what keeps this Iron Man from 
bleeding into the amoeba of superhero films is a large portion with 
Tony Stark sans-Iron Man suit  au natural, if you will  
using his wit and intelligence to solve a mystery. Stark, broken and 
anxiety-ridden from the events that transpired in New York City during The 
Avengers, is left to his own human devices on a mystery manhunt 
for The Mandarin. This dilemma makes the challenges more


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