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WASHINGTON  The average U.S. rate on the 30-year mortgage fell closer 
this week to its historic low and the 15-year rate marked a 
record low. Low rates are increasing the affordability of buying homes and 
refinancing.Mortgage buyer Freddie Mac said Thursday the average rate for 
the 30-year fixed loan slipped to 3.40 percent from 3.41 percent last 
week. That's near the 3.31 percent rate reached in November, which was 
the lowest on records dating back to 1971.The average rate on the 
15-year fixed mortgage fell to 2.61 percent from 2.64 percent last week. 
That's below the previous record low of 2.63 percent in November, the 
lowest since the 1990s.Low mortgage rates are helping drive a housing recovery 
that began last year. Home prices are rising. Sales of new and 
previously occupied homes are up this year. Builders broke ground on homes 
in March at the fastest annual pace in nearly five years.Sales of 
new homes rebounded last month to a seasonally adjusted annual rate of 
417,000, the government reported Tuesday. The increase added to evidence 
of a sustained housing recovery at the start of the spring buying 
season.New-home sales are still below the 700,000 pace considered healthy 
by most economists. But the pace has increased 18.5 percent from a 
year ago. Most economists see more gains ahead, as housing is likely 
to remain a consistent driver of economic growth this year.Mortgage rates 
are low because they tend to track the yield on the 10
When he left the White House in January 2009 after two tumultuous 
terms, President George W. Bush -- the only man to attain the 
presidency by virtue of a Supreme Court ruling and only the second 
son of a president to also serve as president -- was nursing 
an approval rating around 30 percent.Four years later, however, public opinion 
has turned slowly but steadily in the former presidents direction. A nationwide 
Fox News poll conducted earlier this week now finds registered voters evenly 
split in their assessments of the 43rd president -- a verdict roughly 
equal to the esteem in which they hold his successor, President Obama.As 
Bush prepares to attend the dedication of his presidential library in Dallas, 
Texas, on Thursday, his increasing approval generally mirrors the trend 
for other former presidents, but Bush's turnaround is remarkable, given 
how low the numbers were when he left office. At his lowest, 
amid the dark days of the financial collapse in October 2008, only 
23 percent rated Bush positively.Throughout President Obamas first term 
-- when the incumbent relentlessly blamed his predecessor for the state 
of the economy and a host of national security problems -- Bush, 
aside from promoting his 2010 memoir and giving a small number of 
paid speeches, mostly remained silent. This was in keeping with the practice 
of his father, George H.W. Bush, of never criticizing his successor, and 
it may partially explain the rise in esteem for th
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