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-year 
Treasury note, which has fallen in recent weeks.The Federal Reserve has 
been buying Treasury bonds since the fall. That has helped to lower 
the yield. And in recent weeks, concerns that the U.S. and global 
economies are slowing have led investors to shift money into safer assets, 
like Treasurys, and away from stocks. Greater demand for Treasurys raises 
their price and lowers their yield.The yield was 1.72 percent at midday 
Thursday, up from 1.69 percent last week but still at a historically 
low level.To calculate average mortgage rates, Freddie Mac surveys lenders 
across the country on Monday through Wednesday each week. The average doesn't 
include extra fees, known as points, which most borrowers must pay to 
get the lowest rates. One point equals 1 percent of the loan 
amount.The average fee for 30-year mortgages rose to 0.8 point from 0.7 
point last week. The fee for 15-year loans was unchanged at 0.7 
point.The average rate on a one-year adjustable-rate mortgage fell to 2.58 
percent from 2.63 percent last week. The fee for one-year adjustable-rate 
loans increased to 0.5 point from 0.4.The average rate on a five-year 
adjustable-rate mortgage rose to 2.62 percent from 2.60 percent. The fee 
declined to 0.3 point from 0.5.
GENEVA  Russian, U.S., Egyptian and Arab League diplomats are pushing for 
a nuclear weapons-free Middle East, a goal they admit will be tough 
to reach.On the sidelines Thursday of nuclear talks in Geneva, the diplomats 
debated a plan proposed by Moscow think-tank PIR Center.It includes steps 
such as Mideast nations committing not to attack one other, allowing the 
U.N. nuclear agency to safeguard nuclear facilities, and creating a new 
regional body for nuclear cooperation.U.S. diplomat Thomas Countryman called 
the idea ambitious. But he and the Arab League's Wael Al-Assad cited 
Iran's disputed nuclear program   which Tehran insists is peaceful  
  as a major stumbling block.Russian diplomat Mikhail Ulyanov also said 
any accord depends on Israel, which is believed to have atomic weapons 
but hasn't confirmed that.


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