[Abel-tasman] Lower Payment = Peace of Mind
Student Loan Relief
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Wed Mar 12 10:12:28 CET 2014
Need help with those Student Loan payments?
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Its easy to feel intimidated by a mechanic who says your vehicle
needs a new, um, rotorbeltifyer or a change of translubricator fluid. And
you may just fork over the money, especially when the offending part
or fluid is jammed under your nose. To help separate myth from
reality, weve prepared this guide to common comments from car mechanics.
(See our guide to car maintenance.)'You need new wipers.'This observation
is often correct. You may not realize wipers are shot until youre
driving in heavy rain or snow. Replace wipers every six months, or
if they streak or miss some areas.'You need a new air filter.'A
dirty air filter can rob power from an engine. Its usually checked
at every oil change, but that doesnt mean youll need a new
one. Have it cleaned or replaced every 12,000 to 15,000 miles. Not
sure if its dirty? Remove it and hold it up to a
strong light. If you cant see the light, replace the filter.'Your brakes
are worn.'A high-pitched squeal may be the first warning. Other signs: the
brakes grab or vibrate, and the brake pedal feels soft when pressed.
A grinding sound means a replacement is long overdue, and worn brake
pads may be damaging the brake rotors. Pads should be checked at
least twice a year.'You need an oil change.'Most vehicles are designed to
go 7,500 miles or more between changes under normal driving conditions.
And synthetic oil can last twice as long. Check your car owners
manual, because changes can become price
without prescriptions."An estimated 14.7 percent of Americans ages
21 to 34 have taken tranquilizers without a prescription or even recreationally,
according to 2012 data from the Substance Abuse and Mental Health Services
Administration. Meanwhile, the number of ER visits from people misusing
or abusing alprazolam skyrocketed 172 percent from 2004 to 2011, the most
recent federal statistics available.Related: Secrets To Firing Up Your MetabolismThe
drug can be particularly dangerous when taken in combination with other
substances."If you mix a benzo with another drug that subdues your nervous
systempainkillers, alcohol, antihistaminesthe effects can be dangerous or
deadly," Reinhold said. "Remember Heath Ledger?"Even when used as prescribed,
Xanax can become habit-forming, Birndorf said."As your body acclimates to
it, you could end up needing more of it, and sooner, to
get the same response."If that happens and you abruptly stop taking the
drug, you might go into withdrawal. This can lead to muscle twitches,
depression, anxiety and, in its severest form, seizures. Says Dr. Stuart
Gitlow, an addiction psychiatrist and president of the American Society
of Addiction Medicine, "Withdrawal from benzos can be more dangerous than
withdrawal from heroin."Those risks are very real for women; an estimated
32.5 million alprazolam prescriptions were written for women in 2012 versus
15.3 million for men, according to IMS Health."Women now are more a
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