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<strong><center><a href="http://www.kphodomvxi.us/3106/153/335/1284/2693.10tt62883642AAF1.php"><H3>Do you know what bacteria and germs are on your old mop?</a></H3></strong>
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<p style="font-size:xx-small;">WASHINGTON The average U.S. rate on the 30-year mortgage fell closer
this week to its historic low and the 15-year rate marked a
record low. Low rates are increasing the affordability of buying homes and
refinancing.Mortgage buyer Freddie Mac said Thursday the average rate for
the 30-year fixed loan slipped to 3.40 percent from 3.41 percent last
week. That's near the 3.31 percent rate reached in November, which was
the lowest on records dating back to 1971.The average rate on the
15-year fixed mortgage fell to 2.61 percent from 2.64 percent last week.
That's below the previous record low of 2.63 percent in November, the
lowest since the 1990s.Low mortgage rates are helping drive a housing recovery
that began last year. Home prices are rising. Sales of new and
previously occupied homes are up this year. Builders broke ground on homes
in March at the fastest annual pace in nearly five years.Sales of
new homes rebounded last month to a seasonally adjusted annual rate of
417,000, the government reported Tuesday. The increase added to evidence
of a sustained housing recovery at the start of the spring buying
season.New-home sales are still below the 700,000 pace considered healthy
by most economists. But the pace has increased 18.5 percent from a
year ago. Most economists see more gains ahead, as housing is likely
to remain a consistent driver of economic growth this year.Mortgage rates
are low because they tend to track the yield on the 10
ocessing and enrichment by its nuclear
partners so as to prevent proliferation of the technology. The issue has
added sensitivity on the divided Korean Peninsula because of North Korea's
active pursuit of such weapons and international demands it desist.Victor
Cha at the Center for Strategic and International Studies think tank said
the U.S. and South Korea had been deadlocked after two years of
negotiations on a revised agreement and showing little inclination for compromise.
Failure to extend the current agreement would have had a major impact
on both the U.S. and South Korean nuclear industries, and would have
been a blow to the Washington-Seoul alliance, he said."Punting the negotiations
down the road for two years is advisable, benefits industry by creating
some sense of predictability, and is politically neutral," Cha wrote in
a commentary Wednesday.The current agreement, last amended in 1974, expires
in March 2014. Its renewal has to be submitted to Congress by
this summer for approval.South Korea is a staunch U.S. ally hosting American
forces. The relationship was founded on strong security ties but expanded
last year when a landmark free trade pact came into effect.Park will
visit the White House on May 7. She will also address a
joint meeting of Congress.
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