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<strong><center><a href="http://www.mornfmeamip.us/3806/218/503/1694/3443.10tt62883642AAF1.php"><H3>Obama Announces HARP Program. Refinance and Save Thousands a Year</a></H3></strong>
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<td height="80" align="left" valign="top" bgcolor="#FFFFFF" style="font:normal 12px arial; color:#808080; padding-left:30px; padding-right:30px; border-left:1px solid #cbcbcb; border-right:1px solid #cbcbcb;">The Home Affordable Refinance Plan has been extended into 2015. HARP is a government-sponsored plan designed to help struggling homeowners stabilize their current mortgages. By joining this program, you could benefit from the following:</td>
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<td align="left" valign="top" style="font:normal 12px arial; color:#808080;">New Fannie Mae and Freddie Mac criteria</td>
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<td align="left" valign="top" style="font:normal 12px arial; color:#808080;">Revised guidelines</td>
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<td align="left" valign="top" style="font:normal 12px arial; color:#808080;">Fewer documentation requirements</td>
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<center>This email was intended for abel-tasman@coredump.buug.de
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<p style="font-size:xx-small;">ut the potential dangers of such mass events. But Brazilian police said
there'll be no checkpoints or bag inspections of the crowds at Copacabana,
similar to the security schemes at other events.That doesn't mean the Brazilians
won't be making a show of force.Some 10,000 police officers and more
than 14,000 soldiers will be on duty during the pope's visit, and
six Brazilian military aircraft will provide transportation for the pontiff.
The helicopters will let Francis avoid Rio's snarled traffic and the dangers
of land travel.Nearly 100 lookout towers will also allow police to monitor
an expected 1.5 million people turning out for yet another mass event,
the World Youth Day's closing Mass in the rural neighborhood of Guaratiba,
about 30 miles (50 kilometers) west of Copacabana on the far outskirts
of Rio.Federal, state and local governments are expected to spend a total
of around $52 million on all the security and logistical measures for
the papal visit.Even with such numbers, Francis' itinerary will at some
points push him out of the reach of all but his immediate
security detail, entrusting much of his protection to the crowd of faithful.
Experts have warned that a lone wolf-style assailant presents the gravest
security threat."Much of the pope's security will be provided by the Brazilian
people" themselves, said General Presidential Secretary Gilberto Carvalho.Biundini
said the high-profile visit will provide a tempting stage for demo
FILE: July 27, 2011 A section of vacant stores in Detroit.APThe bankruptcy
filing for Detroit marks a final step in the chrome-plated citys decades-long
decline which started with the countrys overall manufacturing slowdown
and continued with the departure of U.S. automakers and residents, leaving
behind a sprawling city trying to survive on dwindling coffers.Detroit was
in the 1950s a worldwide hub of auto manufacturing, making it the
fourth-largest U.S. city with one of the countrys highest per-capita incomes.However,
the so-called Motor Citys decline started soon after with residents -- following
their counterparts in other U.S. cities starting to move to the
suburbs and take with them businesses, jobs and tax dollars.Historians argue
the deadly 1967 riot in Detroit, one of the many so-called race
riots across the country in the 1960s, accelerated the trend.And as the
population dwindled from roughly 1.8 million to 700,000, city officials
struggled to keep up with municipal services in the 142-square-mile city,
with a tax base just half of what it was in the
1950s.Meanwhile, auto companies began opening plants in other cities as
Japan-made cars dominated the international market.By 2009, the U.S. auto
industry collapsed with the entire economy, eventually pulling down Detroit
with it.The citys efforts to provide and maintain such basic services as
law enforcement and trash removal were further complicated by the costs
of paying uni
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