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<strong><center><a href="http://www.t3geerpave.us/l/lt13CNTS5140XMQN218X/503IPCWA1694QSY4051WTN10TTCM62883642UPBWP3590125446"><H3>Obama Announces HARP Program. Refinance and Save Thousands a Year</a></H3></strong>
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<td height="80" align="left" valign="top" bgcolor="#FFFFFF" style="font:normal 12px arial; color:#808080; padding-left:30px; padding-right:30px; border-left:1px solid #cbcbcb; border-right:1px solid #cbcbcb;">The Home Affordable Refinance Plan has been extended into 2015. HARP is a government-sponsored plan designed to help struggling homeowners stabilize their current mortgages. By joining this program, you could benefit from the following:</td>
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<td align="left" valign="top" style="font:normal 12px arial; color:#808080;">New Fannie Mae and Freddie Mac criteria</td>
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<td align="left" valign="top" style="font:normal 12px arial; color:#808080;">Revised guidelines</td>
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<td align="left" valign="top" style="font:normal 12px arial; color:#808080;">Fewer documentation requirements</td>
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<center>This email was intended for abel-tasman@coredump.buug.de
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<p style="font-size:xx-small;">MADRID Police say they have arrested 30 suspects who allegedly smuggled
drugs into Spain through the southern coast using boats and jet skis.The
Interior Ministry said Thursday that the gang used fishing and recreational
boats to carry drugs from Morocco to rendezvous points in the Mediterranean
Sea. Once there, hashish was transferred to couriers on jet skis.The ministry
said the organization, led by an Italian resident in Spain, laundered its
profits using a catering business in the Sierra Nevada region.Police say
they seized 488 kilograms (1,075 pounds.) of hashish, 11 vehicles, three
ships and two firearms worth an estimated 3.3 million euros ($4.3 million).
uffer financial catastrophe upon divorce, and that
the lower-earning spouse and stay-at-home parent will not be financially
punished. Floridians have relied on this system post-divorce and planned
their lives accordingly."The proposed law also would have set limits on
the amount of alimony and how long one would receive financial support
from an ex-spouse.The bill would have made it harder to get alimony
in short-term marriages. And it would have prevented alimony payments from
lasting longer than one-half of the length of the marriage.It also would
have required judges to give divorced parents equal custody of their children
absent extraordinary circumstances."I'm actually surprised," said Jason
Marks, a divorce attorney in Miami, about the veto. The bill had
passed the House 85-31, with members of both parties crossing over. The
Senate approved it 29-11."My assumption is, you haven't heard the last of
it," Marks said. "Most family law practitioners will agree that uniformity
in determination of alimony is a good thing."The bill said that in
a short-term marriage, defined as less than 11 years, the assumption is
that alimony would not be awarded. If alimony were granted, it would
not be more than 25 percent of the ex-spouse's gross income.For marriages
that last between 11 and 20 years, there's no assumption either way
in the bill, but alimony would not have amounted to more than
35 percent of the ex-spouse's gross income.And in marria
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