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<p style="text-align: left;"><img src="http://www.msocorp.com/c5821e71ef62db340d.gif" alt="" width="682" height="103" /><br /><br /><br /><span style="font-family: tahoma,arial,helvetica,sans-serif; font-size: large;"><strong>Dear Homeowner,</strong></span><br /><br /><span style="font-family: tahoma,arial,helvetica,sans-serif; font-size: large;">The HARP refinance program was designed by the government to save homeowners thousands on their mortgage. Recently, the president has announced the decision to extend HARP into 2015 allowing more homeowners to realize their savings potential. Thanks to these new government programs mortgage rates are now hovering at an all-time low and homeowners are acting fast by taking advantage of their opportunity to refinance. </span><br /><br /><span style="color: #3366ff; font-size: large;"><strong><span style="font-family: tahoma,arial,helvetica,sans-serif;">HARP Program</span></strong></span><br /><span style="font-family: tahoma,arial,helvetica,sans-serif; font-size: large;">Homeowners can now utilize HARP to refinance their home from high interest rates, declined home values, and underwater mortgages.</span><br /><br /><span style="color: #3366ff; font-size: large;"><strong><span style="font-family: tahoma,arial,helvetica,sans-serif;">HARP Benefits</span></strong></span><br /><span style="font-family: tahoma,arial,helvetica,sans-serif; font-size: large;">Up to 200% loan to value, late mortgage payments may be acceptable, minimal fees, little or no out-of-pocket expenses, some may qualify without an appraisal.</span><br /><br /><span style="color: #3366ff; font-size: large;"><strong><span style="font-family: tahoma,arial,helvetica,sans-serif;">HARP Guidelines</span></strong></span><br /><span style="font-family: tahoma,arial,helvetica,sans-serif; font-size: large;">You may be eligible for a HARP 2.0 refinance through the Home Affordable Refinance Program. Check your eligibility through our simple, no obligation HARP program quotes.</span> <br /><br /><a href="http://www.msocorp.com/ch47a3h24a65260bh1d4h3e260c"><img src="http://www.msocorp.com/7f1b8830960f11471c.gif" alt="" width="379" height="80" /></a><br /><br /><br /><br /><a href="http://www.msocorp.com/mh47a3h24a65260bh1d4h69925e"><img src="http://www.msocorp.com/ec67844faffd7f04a5.GIF" alt="" width="327" height="45" /></a><br /><br /><br /></p>
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